Self Build Property

To assist you in the task of selecting the most suitable Selfbuild property design, many project developers-designers have put together an on-line self-build guide, and deal with issues that you will need to consider and ultimately to make your project a successful one from the design point of view.

Self-build projects are often completed whilst in partial or full occupation and that “habitable” may be subjective. If you are in any doubt as to your own position, speak to your insurer to discuss your requirements. A self build mortgage lends the money in stages - usually five. This means you are not paying interest on money you do not yet need to spend but you know the money will be available at the next stage.

Also, consider Accelerator Self Build Mortgage that is designed to run alongside your existing mortgage as you build. Since there is no need to sell your current house to release the equity it provides the fund to build, and you can stay in your existing house until you are ready to move to a new one.

Build insurance self policy is not usually designed to replace a household insurance and as soon as the property is habitable with your possessions in place, correctly constructed insurance cover is required to ensure you are adequately protected.

This is because you need to protect you property against damage and theft, but more importantly you will have to protect your workers and the public against personal injury. Ideally, get an overall build insurance self package.