Self Build Timber Homes

The number of self-build homes has risen substantially over the past 20 years. Since there has been no overall growth in total private sector house building, self-build has captured market share from the speculative house builders.

Self build timber brings us closer to the nature and living in an environment-friendly manner. Timber frame is design flexible. It allows you great freedom in choosing the finished form of your home.

The major advantages of timber frame construction are its speed of erection, excellent thermal efficiency, sound performance and of course its considerable advantages over traditional building methods where environmental issues are concerned.

It’s a dry construction method so maintenance callbacks due to cracks in walls are eliminated. Other major benefit of build frame self timber is reduced construction time which means you can build twice as many houses in the same time.

Apart from material, finance holds the key. Having positive cash flow is perhaps the greatest enabling factor for self builders – without it, many simply would not be able to find sufficient cash to fund the build.

As far as mortgage is concerned, depending on the mortgage provider, most lenders will lend no more than 75% of the cost of the building plot, or around 60% of build costs. Some self-build mortgage specialists lend up to 95% of the value of land.

Rather than providing basic build insurance self - should you complete early - you should prefer the most comprehensive site insurance package at the lowest possible premium. However, you should do some study before completing the formalities for a tailored policy.